Operating an online business means every abandoned cart is a missed opportunity. My friend realized this when his anime subscription service attracted UK customers who left without purchasing. đ
The issue? He wasn’t offering Bacs Direct Debit, a preferred payment method for recurring transactions among UK customers.
After a weekend of research, we quickly integrated Bacs Direct Debit into his WordPress site using WP Simple Pay.
No developer needed, no complex setupâjust a plugin that made accepting this payment method as simple as accepting credit cards.
This experience highlighted how many WordPress site owners might be losing sales simply because they aren’t aware of how easy it is to offer more payment options.
I’ve since tested the top solutions and I’m here to guide you on setting up Bacs Direct Debit on your website without any technical hassle.

đĄQuick Answer: How to Accept Bacs Direct Debit Payments
In a hurry? If you just want the solutions without all the details, hereâs what Iâll be covering:
- Method 1: WP Simple Pay â Best for services, subscriptions, or single products. No online store needed.
- Method 2: WooCommerce (Manual Bacs Payments) â Uses built-in âBacs/Direct Bank Transfer.â Simple setup, but manual verification is required.
- Method 3: WooCommerce (Automated Direct Debit Plugin) â Fully automated solution for WooCommerce stores with recurring payments.
These three methods cover most use cases. I recommend picking the one that matches your product type and store setup.
What is Bacs Direct Debit?
Bacs Direct Debit is a simple way for businesses to collect payments directly from a UK customerâs bank account. Itâs perfect for subscriptions, memberships, or recurring invoices.
Bacs stands for âBankersâ Automated Clearing Servicesâ and is widely used in the UK to move money safely between accounts.
Unlike credit cards or PayPal, payments go directly from the bank. This means customers donât need to enter their details each time





